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Discover Great Eastern Employee Benefits

easy entry staff
Easy Entry
Min 11 Staff
no underwriting
No
Medical Underwriting
waiting Period
Waiver of Pre-existing Conditions
Applicable to Medical Inpatient Benefit
critical illness
Life Coverage Optional Add-on 39 Critical Illnesses
hospital admission
Hassles-free
Hospital Admission
cashless clinic
Cashless
Clinic Treatment / Admission
entry age
Max. Entry Age
64 years old
Download Leaflet Clinic Panels

List of Hospital Panels

    Hospital Panels

    What's Included in Your Plan

    Group Employee Benefits
    for a Stronger Workforce

    Supporting your employees with healthcare,
    protection, and financial security.

    Enrol Now

    More Features to Explore

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    Hospital Admission Assistance features available in the app
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    The eCard functionality is available within the MetaFin DIY Digital App

    Hospital Admission Flow

    24/7 Medical Helpline

    1-800-88-7940

    MiCare Customer Service

    callcenter@micaresvc.com

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    Submit your e-claim easily without worries!

    Hassle-Free Claims

    01
    form icon

    Login to MiCare MyMed App

    02
    form icon

    Select 'Pre/Post Hospital (Inpatient)'

    03
    form icon

    Select policy and fill in claim info

    04
    form icon

    Upload claims photo & submit

    05
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    Claim submitted

    Frequently Asked Questions (FAQs)

    Everything You Need to Know

    Any duly registered company or organisation is eligible. The company or organisation will be the policyholder.

    Full-time Actively-at-work employees who are within the age and occupational class specifications are eligible. The policyholder must declare the job description of the employees. Once covered under the policy, the employee is referred to as the Assured Member or Life Assured, as the case may be. The minimum and maximum ages for new application and renewal are as follows:

    All new employees are eligible to be enrolled for coverage within thirty (30) days from the effective date of employment.

    No takeover of policy is allowed.

    Any company with a minimum of 11 eligible employees up to a maximum of 150 eligible employees.

    No evidence of health will be required. However, the coverage will be subject to the terms, conditions and exclusion clauses of the respective policies and riders.

    • 1. hypertension, diabetes mellitus and cardiovascular disease;
    • 2. all tumours, cancers, cysts, nodules and polyps;
    • 3. stones of the urinary system and biliary system;
    • 4. all ear, nose (including sinuses) and throat conditions;
    • 5. hernias, haemorrhoids, fistulae, hydrocele and varicocele;
    • 6. diseases of the reproduction system including endometriosis;
    • 7. vertebro-spinal disorders (including disc) and knee conditions.

    Policy inception premium rates are the same for both male and female employees and are based on the age next birthday of each employee. Policy renewal premium rates will be based on employee’s age next birthday and plan selected at each policy renewal.

    Please refer to the Annual Premium Rates Table for premium details.

    Note: Premium rates are not guaranteed and subject to be reviewed by Great Eastern Life at each renewal.

    When employees resign, a pro-rated refund is calculated and for new employees, a pro-rated premium will be charged.

    The policy is a yearly renewable plan where the Period of Insurance is twelve (12) months. Great Eastern Life may invite the employer/policyholder to renew the policy subject to renewal terms and conditions.

    Changes to benefits can be made by the employer/policyholder on policy anniversary or upon renewal only.

    If Great Eastern Life decides to change the benefits in the policy, all policyholders will be notified of the reasons for the changes in writing at least thirty (30) days before the change is made.

    Yes, but only for the Group Yearly Renewable Hospitalisation and Surgical Policy and Group Comprehensive Outpatient Clinical Rider. The coverage will be subject to the respective terms, conditions and exclusion clauses. The coverage and premium rates for Spouse and Dependant will be in accordance with employee’s choice of coverage and premium rates.

    Note: Spouse means a legally married spouse of the Assured Member between seventeen (17) years next birthday and sixty-four (64) years next birthday. A Dependant means any of the unmarried children of the Assured Member aged above fourteen (14) days old but below nineteen (19) years next birthday. If the Dependant is still on full-time higher education and is not gainfully employed, the maximum eligibility age shall be extended to twenty-three (23) years next birthday.

    • • Importance of Disclosure - the policyholder must disclose all material facts such as type of business, nature of occupations, any information that could affect the risk profile, state the ages of employees correctly and declare to ensure that all employees declare truthfully their details, otherwise effective coverage will be void at inception.
    • • Free look period - the policyholder may cancel the policy by returning the insurance policy within fifteen (15) days after receipt, provided no claim has been admitted under the policy. The premium paid (less any expenses incurred for the medical examination of the Assured Member) will be refunded.
    • • Grace period – the policyholder is allowed up to thirty (30) days grace period from each of the premium due dates to pay the subsequent total premium due under the policy.
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    Important Documents

    GTL Policy Disclosure Sheet Download
    GALA Policy Disclosure Sheet Download
    GOBC Policy Disclosure Sheet Download
    GPA Policy Disclosure Sheet Download
    GHS Policy Disclosure Sheet Download
    Payment Details View
    Application Form Download
    Authorisation Form Download
    Deed of Indemnity Download
    Employee Member Listing - EB Download
    Direct Credit Facility Form Download
    Proposal Form Download
    MyMed Mobile App Claim Guidelines Download

    Disclaimer: MetaFin is a neutral digital platform, serving solely as a facilitator and marketplace and not a product provider. MetaFin facilitates listings independently offered by licensed corporate insurance and takaful agencies, and other service providers directly to end users. MetaFin does not endorse, or manage any insurance or takaful products. Each corporate agency is fully responsible for its own product content, compliance, and transactions conducted through the MetaFin platform. Participating agencies must comply with Financial Services Act 2013 (FSA) and/or the Islamic Financial Services Act 2013 (IFSA) by Bank Negara Malaysia (BNM).

    GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD is a member of PIDM. The benefit(s) payable under eligible certificate is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD or PIDM (www.pidm.gov.my)